flag house

When I decided to write an article in defense of the small house, was difficult to know where to start, because there are so many reasons why I believe that small is beautiful when it comes to houses. , I admit I love living in small houses – in fact, my ideal home would be to adapt the idea of many people in a small house. My previous house Portland was only 420 square feet, and for me, a single woman, it was perfect. My current house, which is huge in comparison, but still less than 900 square meters seems too big for me.

Now that you know my personal bias towards smaller households, will give some reasons for my unusual preferences.

First, smaller homes are more affordable for the average American worker. I just did a quick search through the real estate listings for Portland Oregon metropolitan area for all homes for sale at $ 120,000. I chose that price range because the average annual salary in this area is about $ 37,000 a year. As house prices have risen much faster than wages, a single buyer in the area Portland could only afford a 30-year mortgage for less than $ 100,000 at current interest rates, but the average price for a house in the area came to 297,000 dollars in May 2007. Yes, by my calculations, the average worker can pay 1 / 3 of the average home in Portland. But that does not mean you have to do without a house completely, as many people assume. You are not condemned to rent forever, if you're willing to see a smaller house.

It is true that you can still be necessary to haggle a bit to get the price to a level you can afford, and you may need to do some repairs once you move in, but if homeownership important enough, you can do, even in high priced areas. The cheapest house in the housing market in Portland the day I write this is 748 square feet Two bedroom, 1 bath contained in $ 119,000. The vendor notes that needs some work, but has a new roof, new vinyl flooring and new washer and dryer that come with the house. This does not fit the idea of a dream home, but provided the money for something you own is much more satisfying than spending money on rent, even if you have to put up with less personal space and even (horror!) share a bathroom with your spouse.

Even if you have two employees wages in the family, buy a smaller house might still make sense, especially if you have a child or two. By reducing the space available for each staff member family, you may be able to allow one parent stopped working full time to stay home with children. When you add the cost of daycare you will not pay, the lowest mortgage and saving money on the daily commute, you may find you out, even – and their children will be raised by unknown.

Apart from the initial accessibility of a smaller house, also save money each month when you receive your utility bill. Smaller houses are more efficient when it comes to heating and cooling than larger ones, even when small homes have less insulation and more windows. The idea of a "green" mcmansion is an oxymoron – you can create a small environmental footprint by building a huge house.

The average cost to heat and cool a house with electricity in the same housing market discussed above is approximately 58 cents per square foot per year. My little house of 420 square meters at an average cost of $ 20.30 per month to keep you comfortable year-round. This affordable 748-foot square shown currently cost about $ 119,000 at $ 36.00 per month to heat and cool. Moreover, a house of 1800 square feet, which some people consider "small", have an average monthly heating and cooling bill of $ 87.00. The utility bill may actually be high enough for the home out of reach even for a working family with two adults, when you add this cost to the monthly mortgage.

But money is not everything in life, so let's see some of the reasons why I believe that small is beautiful when it comes to houses. First, the small houses are easy to decorate, and even remodel, if you get the whim to make some changes. They are easy to sell, because many more people can afford a small house than a large one (my little house was in the market for less than a week before he accepted a full price offer). They take much less space on the plot, which means a lot for a gardener as I. And if the house is small enough, and the city is encouraging contractors to build on land the flag may be able to divide their land and earn enough money from the sale to pay the mortgage on your house.

If you're thinking about buying a home, consider looking at smaller now available in its property market. You can find one that suits your lifestyle, your budget and your long term financial goals.

About the Author:

Jonni is the author of the new report that shows you how she managed to buy a small house with cash, only 5 years after being flat broke. There was no magic involved, just good timing, frugal living, and a bit of hard work. Read about her experience at BuyAHouseWithCash.com

Article Source: ArticlesBase.com – The Case for Buying a Small House

Colorado US State Flag: 3x5foot poly $0.94 3 foot by 5 foot lightweight Polyester Indoor/Outdoor Flag w/sharp colors. Has 2 metal Gromments for easy mounting & a Canvas Hem for long lasting strength....

Gadsden Heavy Duty Vinyl Bumper Sticker (3 x 5 Inches) $1.25 Gadsden Bumper Sticker. Long Lasting and durable. Heavy sheen coating for water resistance and to prevent fading...

NCAA Michigan Wolverines 3-by-5 Foot Flag M Logo with Grommets $17.99 Show everyone that you are a die-hard fan by hanging up this 3-foot x 5-foot NFL flag. This officially licensed flag is made of durable, 100% polyester and is designed with 2 heavy-duty metal grommets so it is easy to hang. This high-quality flag is decorated in the team colors and proudly displays the official team graphics in the center....

Enduring Freedom: America's Greatest Hits $5.54 ...